Move forward with your life and keep as much of your personal property as possible with maximum debt relief.
Let us help you file for debt relief. Call us today to get started.
Welcome to the Law Office of Scott A. Kramer. Financial problems won’t resolve themselves and ignoring the problem only compounds the stress and leads to foreclosure, repossessions, garnishments, and harassment from creditors. Our bankruptcy law firm provides debt relief solutions to clients in Centerville, OH, Dayton, OH, and the surrounding areas.
We provide debt relief solutions through Chapter 7 and Chapter 13 bankruptcy. If you don’t have regular income or your income is insufficient, Chapter 7 enables you to eliminate unsecured debts and start over again. For individuals with regular income, but overwhelming debt, Chapter 13 provides the opportunity to restructure your debt with a payment you can afford and pay off all debts in a few years.
Filing for bankruptcy offers several benefits for consumers. As soon as the petition is filed, foreclosure and repossession actions will stop. In addition, filing puts an end to wage garnishments and creditors must stop contacting you, so the phone calls to your home and place of business will stop. We offer a free consultation to have your situation evaluated and get legal advice about your debt relief options.
Our goal is to work with our clients to develop plan to maximize your debt relief and help you keep as much of your property as possible. Additional information about our bankruptcy law firm and the services we provide in Centerville, OH, Dayton, OH, and the surrounding areas can be found on this website. If you are looking for bankruptcy attorneys, please contact our law firm at 937-222-1700 to schedule an appointment for a consultation.
Have you found yourself in financial trouble?
Let us help you start over financially.